Louisiana Auto Insurance, LA Car Insurance Quotes Online

• You cannot drive in Louisiana without Louisiana auto insurance coverage.
• All Louisiana auto insurance rules require you to be covered with Louisiana auto insurance coverage.
• You must always carry Louisiana auto insurance proof all the time with you.
• You must always carry your insurance proof while driving around.

Accident Rules:
You are required to produce your Louisiana auto insurance proof at the time of accident. Mandatory Louisiana Auto Insurance Coverage:

• Bodily injury liability: All at fault drivers must pay damages to the injured party.
• This means you have pay for the medical expenses of those injured by you. It also includes injuries of other vehicle’s passengers, pedestrians, your co passengers.
• Property damage liability: You have to pay damages caused to other’s property for e.g. boundary, poles, and other assets.

Optional Louisiana Auto Insurance Coverage:

• Personal injury protection coverage: Your Louisiana auto insurance company reimburses your medical expenses.
• Lost wages: Your Louisiana auto insurance company pays for the lost income.
• It also covers the costs of other injured co-passengers.

Financial Accountability Rules:

Louisiana auto insurance laws require you to pay the following liability -
• Louisiana State requires you to pay damages to the injured party.
• Bodily injuries: You must pay $10000 for causing injuries to a single person
• You are required to pay up to $20000 as minimum amount for all the bodily injuries
• Property damage: You have to pay up to $10000 for causing damages to property.